This paper treats memory as a structured infrastructure layer rather than a record of past messages. It explores several forms of financial context and introduces Intelligent Memory Design as a conceptual approach under development, with attention to privacy, user control, latency and cost.
Memory Architecture in Financial Chatbots
How structured memory can support context and personalization in financial assistance, alongside privacy and user control.
Overview
Inside this document
- Stateless assistants and contextual limitations
- Conversational, profile and financial-context memory
- Intelligent Memory Design, trust and user control